Car Insurance Guide for New Drivers

Understanding Coverage Types

Liability Coverage

Covers damage you cause to others. Required in most states.

Collision Coverage

Covers damage to your vehicle in accidents.

Comprehensive Coverage

Covers non-collision damage (theft, weather, vandalism).

Tips for New Drivers

1. Stay on parents' policy if possible
2. Choose higher deductibles
3. Take defensive driving courses
4. Maintain good grades (student discount)
5. Choose insurance-friendly vehicles

Average Costs

• Teen drivers: $3,000-$7,000/year
• Young adults (20-24): $2,000-$4,000/year

Start comparing quotes to find your best rate!